They told you it was “the best rate we can do.”
It wasn’t.
While new-car profits shrink, dealerships are still printing money in the finance office. The Q1 2025 Haig Report proves it: public dealership groups averaged $1 million in quarterly profit — barely a 4% dip — because F&I revenue exploded 5% to over $2,500 per vehicle.[1]
That $2,000–$4,000 in “protection” junk they pressured you into? 100–300% markup, pure dealer profit, rolled right into your loan.
Worse: multiple lenders bid on your loan with lower rates and lower payments. The dealership ignored every single one that would have saved you money — because those lenders paid the dealership less profit on the back end. You were never shown the better offers. Ever.
Here’s the part that makes dealerships sweat:
Most of these add-ons are 100% cancellable — full refund in the first 30–60 days, prorated anytime after. That money hits your principal and drops your payment permanently. No refinancing, no credit check, no begging.
At @Car_Refunds we’ve already forced thousands of refunds totaling millions. We do the fighting, you keep the savings — free audit, no upfront cost.
Stop sending the dealership your hard-earned cash every month.
DM us pages 1–2 of your contract or go to carrefunds.com right now.
Your lower payment is waiting.
[1] Haig Partners Q1 2025 Report, BusinessWire, May 29 2025
https://www.businesswire.com/news/home/20250529720717/en/
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